Kost Consulting - Health Insurance Agent Since 1996
Medical & Prescriptions
From fully funded to self insurance with stop loss, Kost Consulting works with companies of all sizes to develop the benefit programs best suited to meet their needs. We use an extensive list of carriers as well as third party administrators. We've developed expertise in helping our clients achieve the right mix between maximizing cost effectiveness & ease of plan administration. Consumer Driven Plans such as HSAs, HRAs & FSAs are popular as programs where employees are more active-involved in the health care decisions. Today, transparency tools, wellness incentives & health advocate services help employees select the most care-effective & cost effective providers in their area.
Life & Disability
From Group Term Insurance to Group Universal Life, from Short Term Disability to Long Term Disability, Kost Consulting works with companies to develop the benefit programs best suited to meet their needs.
Dental & Vision
From DMOs to Traditional and PPO plans, we have developed programs that covers the complete spectrum. Our experience allows us to offer clients various networks, funding arrangement & product types to address any given situation.
Voluntary & Supplemental
More popular in recent years, employers are looking for ways to offer a more complete Employee Benefit package to meet the diverse needs of their employees while keeping costs in line. Kost Consulting has helped clients develop Voluntary benefit programs of all types.
From fully funded to self insurance with stop loss, Kost Consulting works with companies of all sizes to develop the benefit programs best suited to meet their needs. We use an extensive list of carriers as well as third party administrators. We've developed expertise in helping our clients achieve the right mix between maximizing cost effectiveness & ease of plan administration. Consumer Driven Plans such as HSAs, HRAs & FSAs are popular as programs where employees are more active-involved in the health care decisions. Today, transparency tools, wellness incentives & health advocate services help employees select the most care-effective & cost effective providers in their area.
Life & Disability
From Group Term Insurance to Group Universal Life, from Short Term Disability to Long Term Disability, Kost Consulting works with companies to develop the benefit programs best suited to meet their needs.
Dental & Vision
From DMOs to Traditional and PPO plans, we have developed programs that covers the complete spectrum. Our experience allows us to offer clients various networks, funding arrangement & product types to address any given situation.
Voluntary & Supplemental
More popular in recent years, employers are looking for ways to offer a more complete Employee Benefit package to meet the diverse needs of their employees while keeping costs in line. Kost Consulting has helped clients develop Voluntary benefit programs of all types.